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A debt collection debt dispute and cease and desist letter is a powerful tool you can use to regain control when collectors won’t stop contacting you. Under the Fair Debt Collection Practices Act (FDCPA), once the collector receives your letter, they must stop all communication—except for a final notice confirming they’ll stop contacting you or informing you of any legal action they may consider. Because this letter also includes a formal debt dispute and request for validation, the collector must provide proof that the debt is legitimate and that they are legally authorized to collect it. In many cases, once required to validate the debt and restricted from contacting you, collectors may even stop pursuing the debt altogether. We handle this entire process for you — we send a Debt Dispute/Cease & Desist Letter to stop debt collection on your behalf. Plus, every purchase includes a free debt guide to help you understand your rights and move forward with confidence.